TRAVEL INSURANCE

Sandalls and Sun Hat on beach

Single Trip Travel Insurance

Cover is for a single specified trip only. A separate policy must be taken out for each trip. If you are planning 2 or more trips in a year then you may be better off with an Annual Travel Insurance

Although cover is for your trip or holiday do not forget to take out your Travel Insurance as soon as you can after booking your holiday to ensure you benefit fully from the cancellation cover provided.

Fly away on holiday

Annual travel insurance

Annual Travel Insurance is ideal if you plan on taking multiple trips in the year. Multi trip cover can save travellers of any age, time and money compared to single trip insurances. Call us on 01603 400755 and we will be happy to quote for Annual Travel Insurance.

Maximum trip duration options range from 31 days to 93 days per trip.

Travel Insurance Destinations

SINGLE TRIP TRAVEL INSURANCE

  • United Kingdom: England, Scotland, Wales and Northern Ireland
  • Europe: Means the continent of Europe west of the Ural Mountains including the Republic of Ireland, the Isle of Man, Channel Islands and all countries bordering the Mediterranean Sea, as well as Madeira and The Azores, including Spain, The Canaries, Turkey, Cyprus, Malta and Switzerland. For residents of the Isle of Man and Channel Islands travelling to the United Kingdom, the United Kingdom shall be considered as Europe.
  • Worldwide excluding USA: Means anywhere in the world except USA, Canada and the Caribbean
  • Worldwide: Anywhere in the world.
ANNUAL TRAVEL INSURANCE

  • Europe: Means the continent of Europe west of the Ural Mountains including the Republic of Ireland, the Isle of Man, Channel Islands and all countries bordering the Mediterranean Sea, as well as Madeira and The Azores, including Spain, The Canaries, Turkey, Cyprus, Malta and Switzerland. For residents of the Isle of Man and Channel Islands travelling to the United Kingdom, the United Kingdom shall be considered as Europe.
  • Worldwide: Anywhere in the world.

Map of the World

Travel Insurance Cover

It is not possible for us to show a complete list of cover here because it will vary depending upon your own needs and requirements. Typically Travel Insurance includes the following: –

Cancellation and Curtailment – In the event that you have to cancel or cut short your trip due to an insured risk.
Personal Effects and Baggage – Cover for luggage and personal belongings
Money and Cash – Money, Cheques, Travellers Cheques
Travel Delay – If your trip is delayed due to an insured
Medical Expenses –

Pre-Existing Medical Conditions

Medical ChartWe can provide cover for most medical conditions.

Please call us on 01603 400755 and our friendly experienced staff will be happy to advise you help you find the right cover for you.

Optional Covers

Not all Travel Insurance is equal and we understand this so we can also offer extended cover for: –

Please call us 01603 400755 to discuss your needs and we will be only too pleased to help in any way we can.

Hazardous Activities

If you are the adventurous type and sitting by pool with a cold drink isn’t all that you look for on holiday then you may well need to extend cover to include a “Hazardous” activity. Please check with us by calling us on 01603 400755

Cat A

Aerobics, Archery, Badminton, Basketball, Beach Games, Bowls, Canoeing (up to Grade 3), Cricket, Cycling (not BMX), Fell Walking, Rambling and Trekking, Fishing, Ice Skating (rink only), Kayaking (up to grade 3), Mountain Biking (excluding competition), Parascending (towed by boat), Rafting (up to grade 3), Roller Skating, Scuba Diving (up to 18 metres), Skateboarding, Snooker, Snorkeling, Squash, Surfing, Swimming, Table Tennis, Tennis, Volleyball, Water-Skiing (inside 12m limit), Windsurfing (inside 12m limit), Yachting (inside 12m limit)

Cat B

Boxing Training (no contact), Bungee Jumping, Camel/Elephant Riding, Cycle Touring, Deep Sea Fishing, Flying a private plane or small aircraft, Flying as a passenger in a private or small aircraft, Go Karting (Specific use), Gymnastics, Hiking (between 2,000 & 6,000 metres altitude), Hockey, Horse Riding (no Polo, Hunting, Jumping), Hot Air Ballooning (non-UK organised), Hydro Zorbing, Kayaking, Martial Arts (training only), Motorcycling (over 50cc – no racing), Quad Biking (no racing), Rugby, Safari (no firearms), Scuba Diving (between 18 & 30 metres), Sea Canoeing, Trekking (between 2,000 & 6,000 metres altitude), Triathlon – Road Bike, White Water Canoeing/Rafting (Grade 4), Work Abroad (manual,ground level, no machinery)

Cat C

Abseiling, American Football, Gliding, Outdoor Endurance Events, Parachuting, Paragliding, Parascending (over land), Sail Boarding, Sand Boarding, Sand Yachting, White Water Canoeing (Grade 5 to 6), White Water Rafting (Grade 5 to 6), Yachting (racing/crewing) outside coastal waters

Cat D

Animal Riding (other than specified), BMX Cycling, Canyoning, Hang Gliding, High Diving, Horse Jumping (no Polo, Hunting), Ice Hockey, Land Yachting, Micro Lighting, Motor Rallies, Parasailing, Rock Climbing, Rock Scrambling, Scuba Diving (between 30 & 40 metres), Show Jumping (no Polo, Hunting), Skydiving, Triathlon – Ironman, Triathlon – Mountain Biking, Wrestling

Winter Sports

Downhll SkierMost travel insurances can be extended to include cover for specifically for winter sports.

  • Winter Sports Equipment
  • Ski Pack
  • Piste Closure
  • Avalanche Closure

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