Policy acceptance is subject to the information provided by you being wholly correct and accurate. If it is subsequently discovered that you have failed to disclose material information, this could result in amended terms, a claim being rejected or the policy being invalid. The details given usually provide us with sufficient information to enable us to consider the application. However, please consider carefully whether there is any other material information known to you, which could influence our acceptance or assessment of your application.
If you are unsure whether a piece of information is material you should disclose it by telephoning us on 01603 400755 or by including it in the further details field of our quote form. Please note, if you do not disclose all relevant information or if that information is inaccurate, claims may be affected or we may cancel your policy.
When giving us information about another person, we believe that you act for them with their knowledge and approval. We also believe that you have their authority to agree to the processing of their personal details to determine the cover offered. We will hold this information no longer than necessary. We assume that the information you have given us is accurate. If anything is incorrect in the details we send you, please let us know.
To make sure you get our best deal and to ascertain the most appropriate payment options for you and to protect you from fraud, our insurers may use public and personal data from a variety of sources, including a credit reference agency and other organisations. Any such search will appear on your credit report whether or not your application proceeds. By continuing you agree to these uses of your information.
Should you choose to proceed with your policy our insurers may consult the "Claims & Underwriting Exchange" to confirm details of any previous accidents, claims, incidents or the like. Failure to disclose any such incidents may have a negative impact upon your policy, the terms of the policy and even the validity of the insurance.
If you are unable to agree with the above terms and conditions please call us on 01603 400755 to discuss your options with our customer service team.
You are viewing the text version of this site.
To view the full version please install the Adobe Flash Player and ensure your web browser has JavaScript enabled.
Need help? check the requirements page.