Public Liability Insurance with instant quotes and cover available now.

Public liability insurance for Tradesman & Contractors is designed to protect you/or your business against a variety of risks. However, with the increasing compensation culture today; it has never been more important to ensure that your business has adequate cover.

Public liability insurance safeguards you against any claims for damages made by a third party (i.e. not an employee). An example would be if you damaged someones property in the course of a professional visit to their premises or a visitor injured himself or herself in your office and it was deemed to be your fault.

We offer policies from a selection of top insurers including Aviva, MMA Insurance, Fortis, Groupama, Zurich, Royal Sun Alliance and many more.

If you employ anyone you must have employers liability insurance, failure do so can lead to a fine of up to £2,500 a day where no cover was in place. Employers liability insurance enables businesses to meet the costs of compensation and legal fees.

Employees can still seek compensation for an injury due to an employer’s negligence even if the business has ceased trading.

Even if you use self-employed staff, unpaid employees or volunteers you may still need employers liability insurance. If you are unsure please feel free to check with us when you take on staff under whatever the circumstances.