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Vehicles depreciate in value at an alarming rate. If your vehicle is a write off following an accident, fire or theft your insurers will only pay the current market value for the vehicle. Not only will this be less than what you originally paid for the vehicle but it could also be less than what you still have outstanding to pay to the Finance company. This policy will pay our the difference if the worst was to happen.

We offer 3 types of Gap Insurance : - Finance Gap InsurancePurchase Price Gap Insurance Lease Gap Insurance

We can cover : - Cars & Light Vans up to (3.5 tons)Driving School CarsMotorhomesMotorcycles

This policy is designed for people who have financed their vehicle on Hire Purchase (HP), Personal Contract Purchase (PCP) or with a Bank Loan. This policy will pay upto £5,000 or £10,000 depending on the value of your vehicle. Finance GAP will pay the shortfall between the motor insurer’s settlement figure and the amount outstanding on the Finance agreement.

This policy is designed for people who are obtaining their vehicle on Contract Hire or Lease. Lease GAP covers the financial shortfall between the balance outstanding to the lease/contract hire provider and the settlement made by the comprehensive motor insurer following a total loss claim.

This policy is designed for people who have purchased their vehicle outright. Various benefits are available ranging from £5,000 to £20,000 depending on the value of your vehicle.